Who or What is the Community Association Institute (CAI):
You May be Surprised (a Colorado and Nationwide
Perspective)
For decades
the sole source for Homeowners Association (HOA) information for the media and State
Legislature has been the Community Association Institute (CAI). Why not?
Their name implies they represent the concerns of community associations
and home owners: aka HOAs. They have
been the main/only source sought and invited to the table for input and wisdom
on HOA matters by Government Agencies, legislators, and the media. This group is so well “respected” it has been
asked to write or participate in writing HOA legislation to ensure participation
of a knowledgeable and “unbiased” authoritative source. Government regulatory agencies invite this
group to write industry rules and regulations and mostly adopt without
challenge. The media goes directly to
the CAI whenever an HOA problem surfaces to get the reason why and for them to
provide a “correct” solution. HOA
legislative proposals will see this group’s lobbying machine swarm and be
welcomed at the Capitol to ensure the “right” and “workable” legislation is crafted. Visit this organization’s web site and read
their literature. Unless you do so carefully you would think they altruistically
represent home owners vs being the trade group that represents HOA property
manager interests. This group is often
invited to Legislator’s Town Hall Meetings (without the same courtesy extended
to home owner groups) and represented as the expert and protector of home
owner’s rights.
The actions
of the CAI, however, reveal it is a well-financed and marketed machine that is
the most anti-HOA home owner group in the country. In Colorado, and in other States, over the past decades this
group has legislatively intervened to ensure HOA laws proposed or passed have
been watered down to be ineffective from the home owners perspective and/or
written to ensure CAI’s profitability and increase costs to HOA home owners. This group represents property managers, HOA
Boards, legal and real estate interests, NOT home owners. Recent examples: killing an HOA Transfer Fee Bill that costs
home owners $15 million a year in unjustified and unauthorized fees; direct
intervention in a property manager licensing Bill to ensure it served to sell
their educational courses, increase membership and dues and ensure licensing
rules and regulations were reflective of their own legislative proposal that
protected HOA Boards and property manager interests; opposed any legislation to provide HOA home
owners an affordable and accessible venue to dispute complaints out of
court; supported a Bill to authorize
HOA’s to levy fees against home owners even when not authorized to do so in the
governing documents; opposed limiting
fees and add-on charges to HOA home owner debt;
opposed full and detailed disclosure of property manager fees assessed
on home sellers; obstructed legislation to minimize home owner protections against
liens and foreclosure for HOA debt; and
the list goes on and all anti-home owner.
The
beginning to HOA legislative reform and improved governance begins with dispelling
the belief that the CAI represents home owners; revealing their history and
actions in HOA legislative reform; curtailing the CAI’s influence with our
Government agencies, media, and legislators; and having HOA home owner groups recognized
in our legislature and in the media to offer a home owner centric perspective
to improving HOA governance.
The CAI is arguably the largest organized crime gang in the United States and is more dangerous to ordinary property-owning citizens than all the drug cartel gangs combined. Their minions work the mandated HOA ghettos with blind obedience to "authorities" that operate extortion rackets and emotional gas chambers under the color of authority. Adhesion Contracts should never automatically renew - the HOA contracts that they use as their weapon should require a vote to be renewed, and the US A.G. should author an executive order, signed by the President, that will solve this little problem. "Do you wish to renew the HOA Contract that allows the CAI's minions to foreclose on your homestead?" (Check yes or no). Require at least 51% of the present day homeowners to agree to this in order for these "mandaotory HOA" adhesion contracts to renew. We did not agree to live under tyranny when we purchased property - this is 'Merica!
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