Tuesday, March 25, 2014

Who or What is the Community Association Institute (CAI): You May Be Surprised

Who or What is the Community Association Institute (CAI):
You May be Surprised (a Colorado and Nationwide Perspective)
For decades the sole source for Homeowners Association (HOA) information for the media and State Legislature has been the Community Association Institute (CAI).  Why not?  Their name implies they represent the concerns of community associations and home owners: aka HOAs.  They have been the main/only source sought and invited to the table for input and wisdom on HOA matters by Government Agencies, legislators, and the media.  This group is so well “respected” it has been asked to write or participate in writing HOA legislation to ensure participation of a knowledgeable and “unbiased” authoritative source.  Government regulatory agencies invite this group to write industry rules and regulations and mostly adopt without challenge.  The media goes directly to the CAI whenever an HOA problem surfaces to get the reason why and for them to provide a “correct” solution.   HOA legislative proposals will see this group’s lobbying machine swarm and be welcomed at the Capitol to ensure the “right” and “workable” legislation is crafted.   Visit this organization’s web site and read their literature. Unless you do so carefully you would think they altruistically represent home owners vs being the trade group that represents HOA property manager interests.  This group is often invited to Legislator’s Town Hall Meetings (without the same courtesy extended to home owner groups) and represented as the expert and protector of home owner’s rights. 
The actions of the CAI, however, reveal it is a well-financed and marketed machine that is the most anti-HOA home owner group in the country.  In Colorado,  and in other States, over the past decades this group has legislatively intervened to ensure HOA laws proposed or passed have been watered down to be ineffective from the home owners perspective and/or written to ensure CAI’s profitability and increase costs to HOA home owners.  This group represents property managers, HOA Boards, legal and real estate interests, NOT home owners.   Recent examples:  killing an HOA Transfer Fee Bill that costs home owners $15 million a year in unjustified and unauthorized fees; direct intervention in a property manager licensing Bill to ensure it served to sell their educational courses, increase membership and dues and ensure licensing rules and regulations were reflective of their own legislative proposal that protected HOA Boards and property manager interests;  opposed any legislation to provide HOA home owners an affordable and accessible venue to dispute complaints out of court;  supported a Bill to authorize HOA’s to levy fees against home owners even when not authorized to do so in the governing documents;  opposed limiting fees and add-on charges to HOA home owner debt;  opposed full and detailed disclosure of property manager fees assessed on home sellers; obstructed legislation to minimize home owner protections against liens and foreclosure for HOA debt;  and the list goes on and all anti-home owner. 
The beginning to HOA legislative reform and improved governance begins with dispelling the belief that the CAI represents home owners; revealing their history and actions in HOA legislative reform; curtailing the CAI’s influence with our Government agencies, media, and legislators; and having HOA home owner groups recognized in our legislature and in the media to offer a home owner centric perspective to improving HOA governance.     


1 comment:

  1. The CAI is arguably the largest organized crime gang in the United States and is more dangerous to ordinary property-owning citizens than all the drug cartel gangs combined. Their minions work the mandated HOA ghettos with blind obedience to "authorities" that operate extortion rackets and emotional gas chambers under the color of authority. Adhesion Contracts should never automatically renew - the HOA contracts that they use as their weapon should require a vote to be renewed, and the US A.G. should author an executive order, signed by the President, that will solve this little problem. "Do you wish to renew the HOA Contract that allows the CAI's minions to foreclose on your homestead?" (Check yes or no). Require at least 51% of the present day homeowners to agree to this in order for these "mandaotory HOA" adhesion contracts to renew. We did not agree to live under tyranny when we purchased property - this is 'Merica!